Are Diabetes Supplies FSA/HSA Eligible? Complete 2025 Guide

If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you may be sitting on tax-free money that can cover most of your diabetes supplies. Many patients don't realize it. This guide covers exactly what qualifies, how to use your benefits, and how to maximize every dollar.

What Is an FSA and HSA?

A Flexible Spending Account (FSA) is an employer-sponsored benefit that lets you set aside pre-tax dollars to pay for qualified medical expenses. A Health Savings Account (HSA) is similar but paired with a High Deductible Health Plan (HDHP). Both accounts let you pay for eligible health expenses with pre-tax money — saving you 20% to 37% depending on your tax bracket.

Which Diabetes Supplies Are Eligible?

Blood glucose monitors, test strips, lancets, CGM devices (including Dexcom Stelo and Abbott Lingo), insulin syringes, and control solution are all FSA and HSA eligible at MDS Diabetes. Every qualifying product in our store is clearly marked with an FSA badge.

FSA vs HSA: The Key Difference

FSA funds typically expire at the end of your plan year — use it or lose it. HSA funds roll over indefinitely and can even be invested tax-free. If you have an FSA with remaining balance approaching year-end, stocking up on diabetes supplies is one of the smartest moves you can make.

How to Pay with FSA/HSA at MDS Diabetes

At checkout, use your FSA or HSA debit card just like a regular debit card. No reimbursement forms, no waiting. If your card is declined, pay out of pocket and submit your MDS Diabetes receipt to your FSA/HSA administrator for reimbursement. Questions? Call us at (877) 861-3571 or email contact@mdsdiabetes.com.